Viktor Baikov was thrown off half the term
The ex-deputy chairman of Gorod received 5 years for embezzlement of 10.5 billion rubles. at the bank
The original of this material
© banki.ru08/23/2022, The ex-deputy chairman of the Gorod bank was given a term with a “discount” in the case of billions
Asya Shalimova
The former deputy chairman of the board of the Gorod capital bank, which collapsed in 2015, Viktor Baikov, received a term in a criminal case on embezzlement of more than 10.5 billion rubles, but almost half as much as the prosecution requested – five years instead of nine. The Kommersant newspaper learned about it.
The verdict was passed by the Simonovsky District Court of Moscow: 69-year-old Baikov was found guilty in accordance with Part 4 of Article 160 of the Criminal Code of the Russian Federation – embezzlement on an especially large scale. The former banking top manager, who had previously been under house arrest, was taken into custody in the courtroom.
City Bank case. Chronology of events
2015
The plan for embezzling the bank’s funds was developed by its top managers and their accomplices six months before the collapse of the credit institution, follows from the materials of the criminal case. The investigation considers the former co-owner of Gorod Vladimir Kvasnyuk and ex-chairman Stanislav Kulagin to be the main organizers of the criminal scheme.
The scheme involved the gratuitous transfer to third parties of the bank’s most valuable loans and related collateral under the guise of cession agreements, as well as the withdrawal of real estate owned by the bank under sale and purchase agreements. In order to make these transactions look legal, and a possible investigation was difficult, a whole chain of transactions was used through companies controlled by the organizers of the illegal scheme, including offshore ones.
The bank’s office was sold to a certain construction department, Khasstroyproekt, Kommersant points out. Note that in the Unified State Register of Legal Entities on the page LLC “Construction Department “Khasstroyproekt”” there is a note that the information about the legal entity, following the results of the audit, was considered unreliable, and in this regard, in mid-June 2022, the registration authority decided to exclude the legal entity from the Unified State Register of Legal Entities.
For the withdrawal of a dozen cars from the bank’s balance, employees of the “City” were involved.
Transactions with the same assets were concluded repeatedly, so that in the end their parties looked like bona fide purchasers.
October 2015
Bank “Gorod” changed the composition of the board. The governing body was left by its chairman Stanislav Kulagin and several deputy chairmen. And about. Chairman of the Board appointed First Deputy Vladimir Generalov. The composition of the bank’s board of directors has also changed.
On October 21, the bank stopped making payments, citing a technical failure.
November 2015
On November 10, the bank announced the cessation of operations for ten days. November 12 – acknowledged liquidity problems and announced the existence of a plan for financial self-healing. At the same time, it was announced that the bank had attracted a strategic investor who would contribute more than 700 million rubles to the capital; The transaction is scheduled for November 16, 2015.
November 16 — Gorod Bank stripped of license. “The Bank did not create provisions for possible loan losses commensurate with the risks taken. Due to the loss of liquidity, the credit institution failed to fulfill its obligations to creditors in a timely manner. At the same time, the bank was involved in conducting dubious transit operations, including those related to the withdrawal of funds abroad in large volumes, ”the Central Bank explained.
March 2016
Bank City declared bankrupt.
November 2016
A criminal case has been opened on embezzlement of the bank’s funds, the first defendant was ex-deputy chairman Viktor Baikov.
March 2017
Baykov was charged with embezzlement of more than 10.5 billion rubles – in absentia. He is wanted.
November 2018
The Deposit Insurance Agency, which carries out the bankruptcy proceedings at Gorod Bank, filed a lawsuit to its former leaders by almost 10.6 billion rubles. In the course of checking the circumstances of the bank’s bankruptcy, it was found that its ex-chairman Stanislav Kulagin, and. about. Chairman of the Board Vladimir Generalov and Viktor Baikov did not hand over the documentation and electronic database to the credit institution (backup copy). In addition, these persons and the deputy chairman of the board, the manager of the bank’s branch in Tatarstan, Rafael Galimov, took actions to replace liquid assets with rights of claim against legal entities that do not carry out real business activities, to alienate the bank’s real estate and vehicles free of charge, as well as actions resulting in the loss of funds by the bank.
“Kommersant”, 08/23/2022, “The banker was thrown off half the term”: At the time of the collapse, the “City” owed depositors more than 12 billion rubles. At the moment, the DIA was able to pay off only 2% of creditors, having paid them 915.4 million rubles. […]
In the story with Viktor Baikov, only one thing remains unclear – why the investigation singled out his case in a separate proceeding. According to Kommersant’s information, they did not seem to plan to conclude a pre-trial agreement with the former deputy chairman of the bank’s board. Recognizing his participation in transactions that the investigation considers illegal, Mr. Baykov claimed that he signed the same loan debt agreement “due to official dependence and at the direction of the head.” Decisions on the conclusion of the remaining agreements, according to him, were allegedly made even before he joined the bank and, as he believed, were aimed at preventing the bankruptcy of Gorod and saving the money of shareholders and depositors. — Inset K.ru
April 2019
Viktor Baikov voluntarily appeared before the investigator, explaining that before that he had not been in hiding, but was being treated abroad. According to the former banking top manager, he returned to Moscow after learning about the criminal case from the newspapers.
Baykov’s testimony made it possible to establish a scheme for the theft of funds from Gorod Bank and its other participants.
December 2020
Vladimir Kvasnyuk and Stanislav Kulagin were detained. Later, Vladimir Generalov and shadow financier Yevgeny Smirnov ended up in jail.
Now the defendants are getting acquainted with the 120-volume criminal case and will soon also appear in court, but two more – Sergey Kvasnyuk, who lives in Spain, the son of Vladimir Kvasnyuk and the former shareholder of the bank himself, and Alexander Agabekov, who has previously been convicted, who is hiding in the United States, are in the international wanted.
@vchkogpu, 01/14/2022 12:00 PM: Old-timers remember the story of the son of the ex-head of the presidential administration twenty years ago Alexander Stalievich Voloshin Elijah, who, with his accomplice Mahh, cashed out money stolen from the credit cards of citizens around the world. Then the story was hushed up, and Ilya was sent to study in England.
Twenty years have passed, and the old story sparkled with new colors. It turns out that the climate of foggy Albion did not have a beneficial effect on young Voloshin and, returning to Russia, he set to work. Now with new accomplices from Tatarstan. Meet Stanislav Mikhailovich Kulagin. […] In 2011, Kulagin headed Gorod Bank, and in November 2015, the Central Bank revoked the Bank’s license due to numerous violations. By that time, almost all assets in the amount of 10.5 billion rubles had been withdrawn from the bank, and the management of the credit institution was involved in conducting dubious transit operations in large volumes. […]
After all, other creditors are also looking for Kulagin, for whom he provided money cleaning services. There were few such clients, but all of them were quite large. And they came to Kulagin through the connections of Ilya Voloshin, who had his share in this matter. The business was uncomplicated, Kulagin, Voloshin and one more of their partners cashed out the money of serious people at a divine percentage. And then, as was customary among guest performers at the beginning of the 2000s, they took a rather large amount of work, and with it they went into the mire, turning off their phones. — Inset K.ru
@banksta, 23.06.2022 09:58: However, to the loss of 10.5 billion rubles. money of creditors and the story of the deliberate bankruptcy of the Gorod bank, Kulagin may add another story of artificial bankruptcy with a whole bunch of articles of the Criminal Code of the Russian Federation, including liability for counterfeiting. We are talking about the bankruptcy of the Option-TM company controlled by Kulagin. The amount of its debts is over 2.6 billion rubles, of which more than half – about 1.4 billion rubles. accounts for a contract for the sale of investment gold coins with a certain Ruscapital. In fact, Kulagin and the company are deliberately bankrupting Option-TM through Ruscapital.
That’s just from the rights of demand of Ruscapital, which arise from the contract for the sale of investment gold coins, a whole set of articles of the criminal code also follows: Article 186 of the Criminal Code of the Russian Federation “Manufacturing, storage, transportation or sale of counterfeit money or securities”, Article 193.1 The Criminal Code of the Russian Federation “Commissioning of currency transactions for the transfer of funds in foreign currency or the currency of the Russian Federation to the accounts of non-residents using false documents, well, and Article 196 of the Criminal Code of the Russian Federation” Intentional bankruptcy.
The fact is that Kulagin is trying to bankrupt his “Option-TM” with the help of false documents on the creation of fictitious debt associated with the sale of non-existent investment gold coins, which in fact is counterfeiting. And all this is started only in order not to return debts to real creditors. — Inset K.ru
Five instead of nine – a lot or a little?
For Viktor Baikov, the state prosecution requested nine years in prison, as a result, he received five years in a penal colony, follows from Kommersant’s information. However, lawyer Alexander Tikhonov assessed the sentence to Viktor Baikov, handed down on Monday, August 22, as “relatively severe.” He pointed to “special circumstances” on the basis of which the court could impose a more lenient sentence – apparently, we are talking about the defendant’s admission of guilt and cooperation with the investigation, the publication argues.
At the same time, it is clarified that Baykov, admitting his participation in criminal, according to the investigation, transactions, claimed that he signed the documentation “due to official dependence and at the direction of the head”, and on a number of agreements decisions were made even before he joined the bank. Baykov was sure that their goal was to prevent the bankruptcy of the Gorod bank and preserve the funds of shareholders and depositors.
The appeal against the verdict is a controversial issue, the newspaper notes: Baikov, who has already spent 3.5 years under arrest, will soon be able to apply for parole, but the appeal may stall the process, and it is not known whether it will succeed.
