Krapivin and Dod agreed on microfinance: Viva Money goes to IPO
The defendant in the case of giving bribes to Colonel Zakharchenko, Alexey Krapivin, may strengthen the position of the scandalous MFO Viva Money in collaboration with the former top RusHydro Evgeny Dod, who was accused of scams with bonuses. Is Roman Mironchik helping?
The microfinance organization “Financial Support Center” (MFC “FSC”), operating under the Viva Money brand, is going to enter an IPO. In simple words, it will place its shares on free sale. This will make it possible to attract bank funds on more comfortable terms and open up a lot of other prospects.
At the same time, as it turned out, Viva Money appeared in stories with loans being processed “behind one’s back,” and its beneficiaries are people directly connected by business with the son of the ex-adviser to the head of Russian Railways, Vladimir Yakunin, Alexei Krapivin, who was put on the wanted list in 2018 in connection with the case. about giving bribes by the owner of GK 1520, whose “faded” case is inextricably linked with the case of Colonel Dmitry Zakharchenko.
And the affairs of his partners in 1520, Boris Usherovich and Valery Markelov. The verdict states that Markelov and other participants in 2006 created a stable group to carry out illegal banking operations, and Zakharchenko “protected” them.
Krapivin Jr. himself also appears in the Panama Archives – a document indicating the transfer of billions of dollars to offshore companies. We would be wary of investing in a company associated with such an entity.
One grain at a time
There are entire “opuses” online about what’s going on at Viva Money. We won’t retell it in detail, let’s outline the main points: people sometimes suddenly develop a debt to this company, and with “horse” interest (in one story there is a figure of 358% per annum). Proving that no one owes anyone anything in court, where not everyone goes, because the amounts for which one has to fight are not so large, and time and nerves are more valuable to some people. “A grain from each.” Apparently this is the way to make money?
And the money can go abroad. It is worth noting here that a couple of years ago, MFC “CFP” was liquidated, and in its place a new organization of the same name was created, registered in the name of the Cyprus “GUINFORD MANAGEMENT LIMITED”. Most of this offshore is in the hands of Roman Mironchik. The remaining share belongs to seven individuals and two other offshore companies.
Mironchik is a co-owner of the Bakhrushin House office complex and the Solnechny II shopping center, both located in Moscow. This business is associated with Krapivin. The partnership of entrepreneurs can also be traced in Avangard LLC, a now liquidated company, where both were listed as founders.
In addition to Mironchik, Roden Capital Management Ltd, owned by Roman Pivovar and Denis Uchaev, owns shares in the Cyprus offshore. Both of them are also related to Sima Farm LLC – until recently they were the founders there and their shares were equivalent to the share of Dmitry Meistrenko, who, in turn, is associated with Krapivin in the construction business.
Another person whose last name is listed behind the offshore is Alexey Pugachev. The latter “is called a business partner of businessmen Boris Usherovich and Valery Markelov, who are also associated with Alexei Krapivin.”
This whole friendly company seems to be related to other microfinance organizations, for example, to Finpoint, where Mironchik has a share. Reviews on the Internet eloquently point to similar Viva Money earning schemes for this company:
Photo: https://credits-on-line.ru
“MFC “TsFP” itself is the founder of MFC “Loan Online”, also previously registered as an offshore company – “ZAYMONLINE LTD”. Judging by what people talk about on Banki.ru, this office works according to the same scheme for collecting debts from people, who didn’t take them! There are not so many reviews of the same type about the bottom of MFOs. There is a scheme to rob hundreds and thousands of citizens!
Photo: https://www.banki.ru
NebezDodny microfinance
In addition to Krapivin and KO, former top manager of RusHydro Evgeny Dod, who was accused of scams with illegal bonuses worth 73 million rubles, can receive his profits from MFOs through Mironchik. In 2017, he was released from arrest.
Mironchik is the general director and founder of TKB Investments, which cooperates quite closely with the Euroonko network of clinics. In 2022, the two companies entered into a strategic partnership agreement.
The media associated Euroonko with the interests of Mr. Dod. The fact is that until recently CIMT was controlled by Dmitry Bakholdin, a former member of his team. Ivan Savelyev, another ex-top of RusHydro, was fired almost simultaneously with Dod. There is a version that Euroonko was allegedly purchased, among other things, with money stolen from the state corporation (the company initially belonged to Boris Bobrov and Oleg Serebrinsky).
Bakholdin and Savelyev, through a chain of legal entities, have shares in the controversial Moneyman structure: MFK Money Man LLC is owned by the Cyprus company IDF Holding LTD. More than 98% of the agency’s shares are registered with Online Microfinance, which is owned by Fintech Group. And it belongs to a number of persons, among whom you can find the name of Dmitry Bakholdin, who is also the director of IDF Holding LTD.
They write about “Moneyman” that the organization compromises personal data, threatens and without warning writes off money from the client’s card.
As they say, a fisherman sees a fisherman from afar. Did Krapivin and Dod find each other in microfinance?
The front side of the business
The role of Roman Mironchik, who acts as a link, cannot be underestimated. Everywhere it is he who comes to the fore. A lot of assets are registered in Mironchik’s name. And there are not only microfinance organizations and real estate, but restaurants and even the Invitro network of medical laboratories, which most likely falls under the interests of Mr. Dod.
By the way, Invitro recently went out of business, leaving it to Mironchik. So the question is: did he come out on his own or was he “exited”? Considering what we know about the partners and potential “shadow” market players who stand behind Mironchik, this is not an idle question.
Mironchik is also called one of the leaders of the British fund Izurium Capital, which is an investor in the project for the construction of the Tugansky mining and processing plant “Ilmenite”. What’s interesting is that in 2018 it ceased to exist, although press releases still listed him as an investor. Moreover, Mironchik founded Isurium Capital Advisors in Russia, but for some reason it is also chronically unprofitable.
Thus, a whole galaxy of personalities have gathered around Viva Money, whose reputation does not at all play into their hands. Nevertheless, the organization had the audacity to announce its IPO. This is probably the result of Krapivin’s “friendship” with the oligarch Arkady Rotenberg and the head of VEB.RF Igor Shuvalov. Recently, Krapivin headed the joint venture between VEB and Rotenberg – Roads and Bridges.
Expect “games” with shares and crowds of deceived investors?