Telegram channel of Bankst: messages from 03/31/2023

The first country threatens ChatGPT. The Italian Office for the Protection of Personal Data decided that the developers of the bot violated the legislation on personal data and do not verify the age of the user, which is prohibited. @banksta
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“Are there not digital rubles on my card now?” ???? The Bank of Russia has developed another type of national currency. What is it like and what is the use, sorted out in the cards ???? Testing of the digital ruble will begin in April with the participation of a limited number of banks, clients and companies. IBC is also in the project – join the testing in September ????‍???? @mkbbank
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⚡️UAE: an alternative to Dubai real estate – Abu Dhabi, Sharjah, Ras Al Khaimah Along with the most popular emirate of the UAE, we suggest paying attention to the neighboring Emirates – Abu Dhabi, as well as the rapidly developing Sharjah and Ras Al Khaimah. The experts of the Relocation and Overseas Property channel explain why it is worth investing in real estate in each of the Emirates, and also provide examples of real estate. ➡️ Leave a request 1️⃣Abu Dhabi. Life in the capital of the UAE Why Abu Dhabi? ▪️The richest emirate ▪️The main cultural and educational center of the UAE: architectural and historical attractions attract a large number of tourists ▪️Possibility to buy in freehold ▪️Wide range of objects ▪️Fee to the land department is 2% vs 4% in Dubai ????Residential complex next to picturesque golf course • Apartments with 1-3 bedrooms • Area: 43-277 sq.m • Superb views: golf course and mangroves • Readiness: 3rd quarter 2025 • Price: from $250.000 ➡️ Apply now 2️⃣Sharjah. Ideal location for family life Why Sharjah? ▪️The emirate borders Dubai ▪️Beachfront projects with access to two bays ▪️Lower real estate prices ????Elegant low-rise residential complex on the beachfront • Studios and apartments with 1-2 bedrooms • Size: 29-97 sq. .m • Developed infrastructure and services • Readiness: 1st quarter 2025 • Price: from $250.000 ➡️ Leave a request 3️⃣Ras al-Khaimah. A green oasis in the desert Why Ras Al Khaimah? ▪️Milder climate due to the surrounding mountains, beautiful nature ▪️Location on the coast of the Persian Gulf ▪️Progressive development of the emirate: Las Vegas-style casino construction launched ????New coastal residential project located on the artificial island of Hayat Island • Apartments with 1- 3 bedrooms • Area: 76-265 sq.m • Rich infrastructure, location next to a prestigious resort with world-class service • Readiness: 1 quarter 2024 • Price: from $250.000 ➡️ Apply
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What is happening in the construction market right now? Build or wait? How not to lose a lot of money on this? What are the most common mistakes? The @RussiaBuild channel is hosted by Alexander Dubovenko, founder of the construction company GOOD WOOD. He has 16 years of construction behind him and a load of advice and observations. And on the channel there are interesting insiders of the construction business and the main news of the market. Subscribe to save time, money and be aware of:
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Level Group opened sales in the new chamber project Level Baumanskaya The start of sales is the best time to invest in real estate. Especially when it comes to Level projects. Why? The top location Level Baumanskaya is being built in the quiet Basmanny district. Here the streets of old Moscow flow into Lefortovsky and Izmailovsky parks. At the same time, in 8 minutes you can drive to the Garden Ring, and in 15 minutes walk to the Baumanskaya and Elektrozavodskaya metro stations. Comfortable territory A large closed courtyard is divided into thematic “rooms”: • Coworking places — comfortable covered gazebos with Wi-Fi access • Workout rooms • Outdoor solarium • Children’s play hubs • Playgrounds with evergreens Total 351 apartments This is a chamber project that takes into account different preferences. You choose a convenient option from 20 layouts – from 19-meter studios to apartments with 6-meter ceilings to 5-room Euro-format apartments with master bedrooms and a dressing room. Or even an apartment on the floor, where you will have only two neighbors to feel more privacy. Good price Starting prices from 14.8 million rubles – the right time to invest. By the end of construction, the price will be much higher, as is usually the case. You can get to know each other better and choose a suitable apartment on the website level.ru. In addition, the developer has a discount program of up to 25% and a subsidized mortgage of 0.01% for the Level Prichalny, Level Nagatinskaya, Level Michurinsky, Level Yuzhnoportovaya and Level Seligerskaya projects. Advertising. LLC “Level Group” LdtCKMNQ1
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????Investing in real estate is always a good idea, but if buying an apartment or house requires large investments, then you can buy a share in high-quality commercial real estate from just 100,000 rubles. You buy a share in the Rent Business 7 fund and become a co-owner of a sought-after commercial property, such as a warehouse or a business center. And then – the property is rented to a large marketplace or a federal retail chain, and every quarter you receive rental income directly to the card and income from sales at the end of the fund. Your income is potentially higher than from a deposit. And there is less hassle than renting an apartment, because a team of experts will work for you. In addition, closed-end mutual funds are suitable for diversifying your portfolio. Follow the link to learn more and see possible profitability scenarios.????
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Our priorities and interests change from year to year. So it is with investments: in different periods of life, you can invest in different things. Choose a ready-made solution from SberInvestments that is right for you, and get the opportunity to increase your capital and take care of the future. And when and in what to invest, find out in the cards.
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Rating agency Expert RA has placed Raiffeisenbank’s credit rating under watch after the parent company, Austrian Raiffeisen Bank International (RBI), may withdraw from the Russian market. @banksta
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???? Wanted to get a mortgage from 5.3% per annum, but did not have time? Great news for you! We leave reduced rates: ???? “Family mortgage” – from 5.3% per annum. ???? “Preferential mortgage” – from 7.3% per annum. How to get the minimum bid? ???? Apply for a loan in the amount of 7 to 12 million rubles for the purchase of real estate in Moscow, St. Petersburg and their regions. ???? From 4.5 to 6 million rubles – in other regions. A loan under these programs can be taken for up to 30 years, the maximum amount is 15 million rubles, the initial payment is from 15% (maternity capital can be used). ???? By the way, you don’t even need a passport to apply for a mortgage at Gazprombank — authorization through the State Services is enough. You can find detailed conditions and apply for a loan here. Subscribe to the Gazprombank channel.
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Google is everything. Advanced people are switching to neural networks: they make awesome resumes for us, write diplomas and generate content better than 90% of people. Whoever understands them first will easily save himself half of his working time, will be able to work as a neural network operator (salary from 300 thousand rubles) and 100% will not be lost in the future. If you want to be one of them, follow the @PushEnter channel. The authors post guides on neural networks and talk about how to use them to improve everyday life. Subscribe to learn how to enjoy the benefits of 2023: @PushEnter
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Hungary itself will pay for the transit of Russian oil through Ukraine, writes Reuters. Now Russia pays for transit. On March 25, Ukraine announced that it plans to double the cost of transit at once – this will be the second price increase since the beginning of the year. So Ukraine is trying to force Hungary to abandon Russian oil, Kommersant sources say. @banksta
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The IMF has approved a record $15.6 billion loan to Ukraine to continue hostilities, Reuters reports, citing sources. @banksta
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Norilsk is being cleaned up – the Sulfur Project is 75% ready This was announced by the head of Norilsk Nickel Vladimir Potanin. The first line will be put into operation by the end of 2023. The Sulfur Program is a project for the utilization of sulfur dioxide at the Nadezhda Metallurgical and Copper Plants, which are part of the Polar Division of Norilsk Nickel. This will help reduce emissions in Norilsk by 45% in 2023, and by as much as 90% after 2025. Readiness at the Nadezhda plant is 75%, Potanin said. “The fourth quarter, starting from October, is the period when you can try the first result. The first sulfur will be caught,” said the president of Norilsk Nickel. @banksta
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Qiwi Group announced financial results for 2022. The company is growing in every way. Total net revenue increased by 1.5 times compared to 2021 and amounted to RUB 34.1 billion. Adjusted net profit also grew over the year by as much as 45.9% and amounted to 13.9 billion rubles. Net revenue in the payment services segment reached RUB 30.1 billion, up 42.7% year-on-year. Due to the difficult situation with the infrastructure of the stock market and the story with Nasdaq, the company decided not to pay dividends yet. The Board of Directors leaves this issue for the future. In any case, trading in Qiwi securities on the Moscow Exchange continues as usual. And no matter what Nasdaq decides there, it is unlikely to somehow affect the business of Qiwi @banksta
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The partners of the Baring Vostok fund disclosed the details of the asset division. Baring Vostok will give them stakes in 12 Russian-focused companies, including Ozon. In exchange, she will assume their debt obligations and pay $ 150 million to former partners over the course of three years. This will resolve issues with the prohibitions on the sale of assets by the Russian authorities. @banksta
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Other IT companies: they build offices only in Moscow. Alpha: opens an IT cluster in Yekaterinburg Many IT people cannot or do not want to move to the capital. Therefore, we are building IT clusters throughout the country. In March, a new office was opened in Yekaterinburg, the largest regional office in the country. They made it so that even native Muscovites want to work there. See for yourself???? How the new office is arranged and how to look for guests – read on VC. Channel editor: passed the return ticket to Moscow ???? @alfabank
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In the first quarter of 2023, Americans cashed out a record $508 billion in cash in the last three years since the start of the coronavirus pandemic – Bloomberg. Due to the difficult situation in the US banking sector, they prefer money market funds and papers in the IT sector. @banksta