Fraudulent association for the sake of schematosis in the financial market: what did Polina Dobriyan and Timur Turlov think

With the development of new technologies, new branches of business began to emerge. In the economy, such a term as “electronic commerce” has recently appeared. Bitcoin and other virtual monetary assets have become part of our lives, and most importantly, real means of payment.

With the development of e-commerce, many scammers from the economic market began to run their scams in a virtual form. Conditionally now there are all the same “Sergey Mavrodi”, whose scams can even surpass one of the first authors of the financial pyramid in modern Russia. With the beginning of the SVO, dishonest businessmen began to make money on Russians who are trying to withdraw their funds to other countries. Kazakhstan turned out to be a particularly popular destination for economic relocation. Timur Turlov, a well-known economist and founder of Freedom Finance, has long been living in the republic. In the wake of the hype of withdrawing funds from the Russian Federation, he, together with his Russian companion Polina Dobriyan, decided to stir up a sickly scheme for earning money. How the Turlov-Dobriyan scheme works – in the material of the Kompromat1 portal.

Fin-tech kidalovo

The personality of Timur Turlov is well known to our readers. We have repeatedly talked about his life story, or rather about the schematic company Freedom Finance. Officially, this is a Russian project that moved to Kazakhstan. The head office of the company is located in Nevada, USA.

The value of a corporation is credible. The total capitalization of Freedom Holding Corp is 3.58 billion US dollars. The company’s shares have been rising in recent months.

Information about FreedomHoldingCorp

Only at first glance everything looks transparent. The fact is that the head office in Nevada is an office in an open space, which is rented for several hundred dollars a month. The second nuance is the number of employees of a huge corporation. Dozens of better qualified people should work with such capital. But Turlov’s company in the United States has only one employee.

I would like to ask Mr. Turlov a lot of questions, but this is unlikely to succeed, because he is completely closed from communication. If a businessman gives interviews, then only to loyal media with predetermined questions. No surprises or hot topics. Why he avoids live communication – there is one real answer to this question: Turlov’s business is not so clean that one could talk about it calmly.

Over the past few years, the entrepreneur’s company has been actively gaining momentum in the second homeland of the scammer – Kazakhstan. Last year, Turlov received a passport of a citizen of the republic.

Timur Turlov with a passport of a citizen of Kazakhstan

In the Kazakhstan Forbes rating in 2022, Turlov took the honorable 7th place. According to the publisher, the businessman’s assets at the end of the year amounted to $2.2 billion.

In the Kazakh market, the capitalization of Freedom Finance is almost $60 million. Of course, this is not much, especially for the financial sector.

Data about FreedomFinance (registration Kazakhstan)

Recently, Turlov’s affairs in Kazakhstan have gone up steadily. And he can thank his longtime girlfriend, fin-tech specialist with a fraudulent train, Polina Dobriyan, for this. Only in recent months Turlov was able to enrich himself by 500 million US dollars, according to the Forbes rating. Last but not least, this happened thanks to Dobriyan.

Epoch Dobriyan

The personality of Dobriyan is hardly familiar to the townsfolk, however, in financial circles she is very well known. And this is not the fame that any decent person would like to have.

Polina Dobriyan

Little is known about Dobriyan’s biography in the public space. She was born in 1980 and graduated from the Institute of Asian and African Countries at Moscow State University. Further in her working career, an absolute vacuum, until she surfaced in the financial sector. In 2013, Dobriyan was appointed to the position of director of the commercial department of RBK Money. In this work, she was able to hold out for not long, less than a year. As explained by sources close to the company, Dobriyan was fired due to financial fraud. Within a few years after her dismissal, the company dismantled schemes for tens of millions of rubles. For some reason they didn’t go to the police. But there is an explanation for this too. Fin-tech market in Russia is not particularly legal purity. Therefore, companies are ready to lose money, just not to get involved with the investigation.

In 2014, Dobriyan emerged as a commercial director of PayU Russia, a year later she became the head of the enterprise. To this day, she runs the business.

They met Turlov about 10 years ago. At that time, a young promising entrepreneur was just starting his way in business. But now acquaintance with Dobriyan means a lot for Turlov.

As we already recalled, with the beginning of the CBO, the demand for withdrawing money abroad increased several dozen times. Moreover, you need to somehow sponsor parallel imports. Now this is a very relevant and profitable topic.

Hello from Kazakhstan

Dobriyan remembered her old friend from Kazakhstan, Timur Turlov. Moreover, Turlov himself left for permanent residence in the country back in 2013, although he often visited his homeland before. With the start of the SVO, everything changed. Some opportunities disappeared, but others appeared. Turlov had to sell his Russian business for “penny”. But this sacrifice meant nothing to him. Freedom Finance in Russia had huge debts. Therefore, the asset itself was not very attractive. I had to sell to my own – ex-top managers of the corporation.

Dobriyan, having experience in financial fraud, decided to turn a new topic. Previously, she was already seen in the murky schemes for withdrawing funds from the Russian online agency Sinbad. Through the company PayU, which is headed by Dobriyan, funds stolen from depositors were withdrawn.

Mahinatrosha offered Turlov an atypical way of making money: to offer clients to deposit funds into the Freedom Finance wallet and freeze them further. Of course, this cannot be done just like that, but they came up with a working scheme: after a person deposits money into an account, they block SWIFT, and a further transfer can only be made to another bank in Kazakhstan.

People hoped that they could spend their money on buying goods from Europe, but that was not the case.

Further, the fraud works like clockwork: Freedom Finance tearfully apologizes to the client and says that all funds will be returned, but for this you need to fly to Kazakhstan and come to the office in person to confirm your identity. Then you can get your funds back, only for this you will have to pay a huge commission.

Facial fraud. Turlov’s scheme is likely to be stopped soon. But not only for this, the swindler should worry. Together with his partner Dobriyan, they can have much more serious problems.