Bankst Telegram channel: messages from 04/05/2023

The deputies of the State Duma adopted in the second and third readings a draft law on expanding the list of cases in which it becomes possible to exempt from criminal liability under a number of articles of the Criminal Code in case of compensation for damages. According to the document, persons who first committed a crime in the field of illegal entrepreneurship (Article 171), banking (Article 172) or evading the repatriation of foreign exchange earnings (Article 193) will be able to avoid liability. As noted on the website of the State Duma, the amount of damage must be returned in full to the injured party, in addition, the double amount of damage will be transferred to the country’s budget. Thus, the total amount of payments will be three times the income of the violator. @banksta
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Ukraine, a year after Russia, closed Roman Vasilenko’s financial pyramid Life Is Good with a turnover of almost $40 million. All investments went to personal crypto wallets and bank accounts of the organizers of the pyramid. @banksta
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Due to stagnation in the construction industry in Russia, cement production has decreased: its consumption in the first quarter decreased by 5-8%. Together with a surplus of capacities and a 1.5-fold increase in the volume of imports, this may lead to the shutdown of three or four cement plants. @banksta
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The Russian Ministry of Finance has paid another coupon on Eurobonds in accordance with the new scheme of payments for external debt in rubles. The agency transferred 6.6 billion rubles to the National Settlement Depository (NSD) to pay interest on Eurobonds maturing in 2042. @banksta
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Have you noticed how much of corporate life has moved online? I don’t want to give an unambiguous assessment of whether this is good or bad, but it really is more convenient to meet through the monitor with corporate management at quarterly meetings, organize HR events, hold a product presentation for partners, or even organize a conference. One problem is that you will not always find a suitable platform for this with a clear interface and quick connection of a large number of participants. But there is good news: in SberJazz, which is distinguished by its convenience and simplicity, the functionality has expanded and it has become possible to hold webinars. Now on this platform you can organize online events for a large audience with separate virtual spaces for speakers and spectators. All features of the corporate version of the service will also remain available. Especially hooked automatic text transcript of dialogues, and screen demonstration simultaneously by several speakers. A chat with reactions will provide an opportunity to collect instant feedback. Details at the link:
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After the termination of sales and the suspension of licenses, the American Cisco destroyed spare parts for equipment in Russia for 1.9 billion rubles, follows from the reporting. Vehicles, office furniture and appliances were also destroyed. The company did not have enough mind for more. @banksta
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VTB is returning to regular disclosure of financial indicators. According to IFRS for 2022, the bank recorded a net loss of RUB 613 billion. According to the company, this was caused by the blocking of foreign assets, sharp currency fluctuations, difficulties with foreign exchange settlements with borrowers and customers, and the unavailability of market instruments for insuring foreign exchange risks. VTB Group’s assets reached a new all-time high, having increased by 17.1% and amounted to 24.4 trillion rubles at the end of the year. Profit for the first quarter of 2023 was a record 140 billion. @banksta
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A man contacted the police, telling how he agreed on the Internet with an unknown person to exchange 700,000 rubles for cryptocurrency. Arriving with a large amount of money on Lenin Square, the man got into the car, where he was filled with gas from a spray can and the money was taken away, after which the offender quickly left the scene. @banksta
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Restrictions on the withdrawal of cash currency in the Russian Federation cannot be lifted due to the fact that it does not enter the country, said Dmitry Tulin, First Deputy Chairman of the Central Bank of the Russian Federation. “If someone brings dollars in cash and euros into the country for tens, hundreds of billions … There are no such restrictions (on the import of cash currency – IF). They are not delivered to us, moreover, friendly states or neutral states do not welcome the appeal of their currency cash abroad,” Tulin said at a meeting of a working group in the State Duma. “Chinese yuan can be obtained in cash… They are not and will not be, and there will be no dollars in cash,” the first deputy chairman of the Central Bank said. @banksta
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Russia set a record for the supply of diesel to Turkey due to discounts. The volume of exports, which was previously destined for Europe, in March increased by almost 50% compared to the previous month, exceeded 10 million barrels and set a record for at least the last 7 years. @banksta
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???? What residence permit and citizenship programs to choose in 2023? ⠀ ???? On April 6 at 16:00 at the MIPIF online conference we will discuss relevant and reliable programs for obtaining a residence permit and citizenship by investment: Turkish golden passport, residence permit for buying real estate in Europe, Dubai and Thailand ⠀ ✅ Get a free invitation ⠀ Tranio experts will share the most up-to-date information on various topics: ⠀ ????Yulia Tsorgaeva will talk about the current conditions for obtaining a golden passport in Turkey, about new opportunities and show top investment objects. ⠀ ????Elena Milishenkova will review investment programs for residence permits and passports: “golden passports”, “golden visas”, Dubai and Thailand residence permits for investors, as well as other relocation programs, including “digital nomad” visas. ⠀ ???? Ekaterina Maslova will answer questions about the new conditions, benefits and opportunities of the following programs: Golden Visa for Greece, permanent residence in Cyprus and global residence in Malta. ⠀ ???? Register for the conference at this link ⠀ See you soon!
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The EU ended the 2022-2023 heating season with record underground gas reserves of 60.4 bcm. Follows their Gas Infrastructure Europe (GIE) data for April 1st. The volume of gas is twice last year’s figure and 2% above the previous maximum in 2020. 60 billion cubic meters is almost two thirds of the total storage capacity. @banksta
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DEOS is the first smart car service with delivery. You no longer need to spend your time standing idle in endless traffic jams and understanding the technical nuances of car maintenance. DEOS will do everything for you. • We will deliver your car to the service and will guide it at all stages of maintenance, informing you in any convenient way, including photo and video recording. • DEOS is responsible at all stages, so we made sure to insure your car during transportation for 20,000,000 rubles in Ingosstrakh. • Warranties with DEOS look like this: in the event of a warranty or dispute, you just need to contact us and agree on a convenient delivery time to eliminate all malfunctions. DEOS – we save your time with quality care. Sign up for the service and get a 15% discount on your first visit using the promo code: Banksta15. Link here!
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Trump’s NFTs soared 90% after the news of his arrest and release. Their cost after release was $99, now they cost up to $1.4 thousand. @banksta
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The word “fake” has firmly entered our daily life. Sometimes it seems impossible to distinguish stuffing from reliable information. Is it so? What methods are used to manipulate public opinion? Andrey Yablonskikh, an expert in mass communications on the Internet, will help to understand this using the example of real business cases of Kagocel, Wildberries and Wimm-Bill-Dann, which many of us have probably heard about.
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A resident of the Krasnodar Territory invested in USDT, saved up a good amount and decided to cash out. I posted an announcement on the social network: I sell cryptocurrency for 196.5 thousand euros. The deal was decided to be held in Yekaterinburg. The girl just had a friend from Yekaterinburg, who agreed to go and pick up the cash for her. At the appointed moment, buyers arrived – two men – and handed over the cash. The girl in response threw the crypt on the buyer’s wallet. But later it turned out that all the almost 200 thousand euros transferred were fake. Crypto millionaires were quickly found – the security forces raided their four-star hotel in the center of Yekaterinburg. The buyers were two men from Kazan. An unemployed man hired a Wildberries storekeeper as a “security guard” for 50k to add seriousness to him during the transaction, writes Shot. @banksta
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Banks and business, a year after the imposition of sanctions, were able to tread “different paths” for international settlements, said Mikhail Kovrigin, director of the department for organizing international settlements. @banksta
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According to the results of 2023, VTB’s net profit according to IFRS is projected in the amount of 327 to 400 billion rubles, – Deputy Chairman of the Board of the Bank Dmitry Pyanov. @banksta
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???? Calculate how much you need for a comfortable life in retirement An individual pension plan is a good way to take care of your pension in advance. ???? Calculate in the Gazprombank game how much you need to save now in order to maintain your lifestyle in retirement. The Individual Pension Plan will allow you to save your lifestyle and form an additional source of income by the retirement age. What are its advantages: Legal protection – savings are not part of the jointly acquired property, are not subject to collection and arrest. ???? Convenient replenishment – you yourself determine the frequency and amount of contributions. ???? State support – you can return 13% of the amount of contributions in the form of a tax deduction (up to 120 thousand rubles a year). ???? Receipt of payments before the state pension. ???? Inheritance of savings, except for the period of lifetime payments. The minimum age to participate in the program is 18 years old.
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What did we do when the demand for our mortgage increased another 77%? Improved conditions. May your dreams continue to come true From 5.3% – under preferential programs, from 10.7% – for primary and secondary housing without state programs. And to make the mortgage even more profitable, we talk about the tax deduction ????‍???? @mkbbank
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The Federal Antimonopoly Service of Russia considered advertising of savings accounts in banks to be unfair: the maximum profitability declared by banks is actually received by very few clients. The FAS has issued 10 warnings and has already opened cases on two. @banksta
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In Chuvashia, law enforcement officers discovered an illegal mining farm on one of the land plots, whose owner stole electricity for about 7 million rubles. According to the Ministry of Internal Affairs, representatives of the Chuvash Energy Retail Company noticed an unusually large consumption of electricity. As a result of the check, the police found and seized more than 40 miners. The maximum punishment that threatens a resident of Chuvashia is imprisonment for up to five years and a fine. @banksta
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???? Gazprombank Investments: we continue to grow together In 2022, the number of users of the Gazprombank Investments service exceeded 800,000 people. The average check of investors has also grown – it amounted to 700 thousand rubles. This is several times higher than the average amount on the brokerage accounts of Russians. This once again proves that rational investors continue to believe in the stock market. Last year we launched several flagship products: ???? individual investment recommendations; ???? access to primary placements; ???? selections for investors; ???? trading with long leverage; ???? Chinese yuan and Hong Kong dollar. ⚡ Professional financial analytics helped us and our investors to adapt to the conditions. The plans for 2023 include expanding the product offer for customers and developing our application. ???? We continue to invest!
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Sber introduced a new version of its Kandinsky 2.1 neural network. The model generates high quality images upon text request. In addition, Kandinsky 2.1 has a number of other features. For example, mixing images or generating variations of the original image. It is also possible to choose the style of the future image: artstation, anime, 4K or no style. Anyone can try Kandinsky 2.1 at the link. @banksta
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From May 1, Kazakhstan will double the tariffs for oil transportation services. The changes will affect both export and transit. It is noted that the increase in tariffs may prevent the pumping of 10 million tons to China through Kazakhstan. @banksta
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The issue of restoring new regions is one of the priorities of the Government. Thus, Deputy Prime Minister Marat Khusnullin today reported on the implementation of the program and highlighted new documents established by presidential decree that determine the vector of socio-economic development. The unprecedented results of work in new regions can be assessed already now: as Khusnullin noted, work has already been completed at more than 9,500 facilities with the most active participation of 34,000 workers and 4.3 pieces of equipment. At the same time, the teams of 8 federal customers and 56 regions of the country make a significant contribution. To date, 833 km of roads have been fully restored, and over 37,000 km will be repaired within five years. Also, more than 2,600 educational institutions have already been restored and are fully functioning, and residents of new regions receive regular social payments. The Deputy Prime Minister also announced plans to restore infrastructure in the coming years. In particular, over 1.2 million residents of the Donetsk agglomeration will be provided with uninterrupted water supply, and more than 830 km of water supply and sanitation networks will be built and restored. Also, 286 boiler houses and other heat supply facilities and more than 150 km of heating mains will be repaired in the new regions, and more than 37 thousand km of roads will be repaired in five years. It should be noted that the key goal of the developed unique documents is to achieve by 2030 all-Russian indicators of development and quality of life in new regions. @banksta
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Russian banks do not have enough yuan, because of this, the ruble began to weaken, Vedomosti writes. In recent weeks, for the first time, Russian banks bought 2.8 billion yuan from the Central Bank at once for 31.8 billion rubles through a currency swap, a deal that involves selling back after some time with interest, and the volume of such purchases is only growing. @banksta
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The Swiss investment group Vontobel stopped working with Russian clients. The head of the company, Zeno Staub, noted that the share of Russian assets in the company’s total portfolio was not large. @banksta
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The dollar broke through 80 rubles in the offshore market, writes Bloomberg. Despite the rise in oil prices, the ruble failed to strengthen and continued to fall. @banksta
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Russian banks have sharply increased their purchases of yuan from the Central Bank, buying them back by almost 32 billion rubles. The surge may indicate that banks are short of Chinese currency, experts say. @banksta