The business of Pavel Mikheev, a native of Engels, could be undermined by bank loans. By a ruling dated May 4, the regional arbitration awarded him 311.5 million rubles of subsidiary liability for the debts of his company Sobis Leasing Company LLC. The main part of this amount, 231 million rubles, falls on obligations to Econombank, another 52 million rubles – tax debt, 3.2 million rubles – obligations to Svoy Bank JSC.
Proceedings around subsidies went on for more than two years. The grounds for the liability of the founder of the company for its debts were found by the court back in January 2020 at the request of the bankruptcy trustee Andrey Barabashin. As the arbitration concluded, the company’s debts exceeded its assets back in 2014. At that time, the amount of assets was 260.1 million rubles, and liabilities exceeded 380.3 million. By the end of 2014, the court concluded, the company already met the signs of insufficiency of property, but its owner did not file for bankruptcy.
Now the final amount has been determined, which they decided to write off from the owner. Settlements with creditors took place and three, whose claims were not fully satisfied, disposed of their right to claim for bringing the controlling person of the company to subsidiary liability and demanded writ of execution through the court.
In 2021, Pavel Mikheev was already required to be held liable for the debts of Renome LLC. The exact amount at that time was not established, but the court also saw the grounds. The issue of liability for the debts of this company has not been resolved so far, as the sale of its property continues. De jure, Pavel Mikheev was neither the founder nor the head of Renome. But the court refused to recognize either the director, Georgy Fokin, or the founder, Galina Osipova, as responsible for her debts. Both during the proceedings stated that Mikheev was the actual head of the company and therefore should be responsible for it. Renome LLC was also a borrower from Econombank, the loan debt amounted to 375.5 million rubles.
It should be noted that Pavel Mikheev himself is in the process of personal bankruptcy. And here “Renome” seeks to become his creditor. In March of this year, she submitted claims to him for 421.2 million rubles.
From the beginning of the 2000s, Pavel Mikheev had a developed and prosperous business. His insurance company Kluver for 2016 ranked 162nd in the ranking of insurance organizations, entered the TOP-50 Russian insurers in the field of land transport insurance, the company had more than 1.5 thousand active contracts and not a single refusal to pay. Even after Kluver renounced its licenses for voluntary property insurance and voluntary personal insurance in 2017, it still had 8 valid licenses. LK “Sobis” in 2015 showed revenue of 182 million rubles.
For a long time, the businessman headed the Club of Conscientious Entrepreneurs, was a member of the board of the Chamber of Commerce and Industry of the Saratov Region. In an interview with Delovoy Saratov in 2011, he singled out two types of difficulties faced by an entrepreneur, daily and global. Mikheev attributed taxes and fees to the latter, as well as the personnel issue.
– In production, personnel are especially valuable, if only because they are the most difficult to replace there – there are few specialists, there are practically no new ones, and only the lazy did not say this. And those who are unique in their skills need to pay a “unique” salary, as they are always in demand. The second point here is the payment for energy resources and utility bills. Despite government support, payments still remain fabulous. The third point is “expensive” money and the difficulty of obtaining loans, he said.
Perhaps this “third moment” became fatal for the once prosperous business. Since December 2018, Kluver has been in receivership. And in December 2021, the DIA demanded to recover from its controlling persons losses in the amount of 105.8 million rubles. In court, the amount was significantly reduced and was divided between two defendants, although initially there were five of them: 46.2 million rubles were recovered from Pavel Mikheev and another 18.3 million rubles from the director of the company Ksenia Kruss.
Now only one operating company remains from the once prosperous business of Pavel Mikheev, the Four Seasons travel agency. But his work also seems to have froze – the latest revenue data dates back to 2019, and the results are 104 thousand rubles with a net loss of 50 thousand. All his other firms are either liquidated or in bankruptcy.