Konstantin Toguzaev fleeced a VIP client
The ex-head of Lightbank was arrested in absentia in the case of theft of $8 million from the Spetsmetroproekt account.
Former Chairman of the Board of Lightbank Konstantin Toguzaev was arrested in absentia in the case of fraud on a particularly large scale, card appeared in the database of the Tagansky Court of Moscow. Kommersant was the first to draw attention to this.
Under this article (Part 4 of Article 159 of the Criminal Code) he faces up to ten years in prison.
According to the publication, Toguzaev is accused of stealing about $8 million from the accounts of Spetsmetroproekt; this organization was a VIP client of Lightbank. The investigation believes that part of the amount was sold to nine individuals in 2016 and 2017, the rest of the money was transferred to the Mosstroyrestavratsiya account in the same Lightbank. The signatures of the currency buyers were forged, and the founder of Mosstroyrestavratsiya until the fall of 2021 was Toguzaev himself.
He is on the federal wanted list. Toguzaev has not appeared at the bank since February 2018, and since March of the same year at the credit institution license revoked. The Central Bank cited among Lightbank’s problems the use of a high-risk business model associated with lending to individuals.
“Kommersant”, 11/29/2023, “The client was not left with any currency”: The bank itself is recognized as a victim and a civil plaintiff. True, according to Kommersant’s information, there are no defendants in the case yet. […] We also note that in arbitration and courts of general jurisdiction, the provisional administration and creditors of Lightbank are now trying to challenge a number of transactions carried out by its top management. In particular, as follows from court decisions, the owners of the bank, Konstantin Toguzaev and Alexander Kazarnovsky, knew about the plight of their credit institution back in the summer of 2016. Then they immediately “got rid of” several dozen land plots that belonged to them in the SNT “Voskhod” (its founder since 2008 was Mr. Toguzaev) in the Leninsky district of the Moscow region. […]
Lenders also consider the deal made by Konstantin Toguzaev to sell the Lightbank building in 2016, located in a historical mansion on Novaya Basmannaya, to be imaginary. In the lawsuits, the plaintiffs drew attention to the fact that the building was sold to the general director of the same “Mosstroyrestavratsiya” Natig Veliyev, who allegedly did not pay a penny for it, and the submitted receipts for the receipt of “cash by the buyer are forged.” — Insert K.ru
Then the interim management discovered in the actions of the previous management and owners of the bank “signs of theft of property and concealment of previously carried out operations to withdraw assets by lending to borrowers who obviously did not have the ability to fulfill their obligations, as well as organizations that do not conduct real business activities,” the newspaper writes.
The debt to creditors, including mainly enterprises associated with Chinese organizations, exceeded 1.7 billion rubles at the time of the bank’s collapse. In connection with this, a criminal case of major fraud has also been opened. Lightbank has been recognized as a plaintiff and victim in this case; there are no defendants in the case yet.
Banki.ru, 05/08/2018, “Central Bank: the “hole” in Lightbank’s balance sheet amounted to almost 328 million rubles”: The liabilities of Lightbank, whose license was revoked on March 29 of this year, exceed the value of its assets by 327.725 million rubles, follows from the materials of the Central Bank. According to the survey results, the assets of the financial institution amounted to 482.843 million rubles, liabilities – 810.568 million.
According to the register of Lightbank’s obligations received by the agency, about 1.1 thousand depositors can apply for payment of insurance compensation in the amount of about 317.6 million rubles, including 15 clients with accounts (deposits) for business activities, with claims for approximately 2 million rubles Compensations will be paid in two constituent entities of the Russian Federation (*aggressor country), including in Moscow, the volume of payments is estimated at 284 million rubles (about 840 investors can apply for them). — Insert K.ru
Banki.ru, 11.22.2022, “The Court of Cassation confirmed the decision to recover 1.2 billion rubles from the ex-tops of Lightbank”: The Court of Cassation upheld the decision to hold the ex-managers of Lightbank vicariously liable in the claim of the Deposit Insurance Agency. […] On December 10, 2021, the Moscow Arbitration Court, based on a claim by the DIA, brought to subsidiary liability six persons who controlled Lightbank: Chairman of the Board of the Bank Konstantin Toguzaev, Deputy Chairman of the Board Alexander Kazarnovsky, Deputy Chairman of the Board Andrey Suryadny, Chairman of the Supervisory Board Vladimir Toguzaev, as well as members of the Supervisory Board Elena Bysova and Elena Frolova.
The appellate court upheld the ruling of the trial court. Four defendants in the case filed a cassation appeal against this decision. […] Previously, the Moscow Arbitration Court granted the agency’s application to seize the property of those held accountable within the limits of the potential amount of subsidiary liability. […] The Central Bank reported that the bank’s management did not hand over the original loan documentation to the temporary administration for a total amount of about 15 million rubles. […] A shortage of funds in the bank totaling more than 144 million rubles was established. — Insert K.ru