Telegram channel of Bankst: messages from 01/19/2023

The government recommended that the regions give places for trade to small and medium-sized businesses near shopping centers. Such a mechanism would be of interest to farmers and cooperatives, but raises questions from shopping centers, who are afraid of a decrease in store income. @banksta
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Alexander Sabadash is back in the news – the FSB has detained his manager, Tatiana Padalko. She is charged with mediation in bribery. Padalko was going to lobby the issues of a major Pakistani supplier of tangerines in court. Apparently, the “tangerine princess” decided to earn extra money using the personal connections of the “vodka king”. The best student and junior partner of Sabadash, Oleg Barabanov, took over the management of the inmate’s team. He studied the teacher’s credit schemes very well and has already developed his own. His company Prometeks prepared an offer to conclude an agreement with the bankrupt LLC Vyborg Timber Corporation. Drums voiced a noble goal – to “save” the enterprise. A colleague of the twice convicted Sabadash is going to take hundreds of millions of rubles on credit to “fulfill the obligations under the offer.” According to rumors, the creditors of VLK accepted the offer of Prometeks, but after that Oleg Barabanov stopped communicating. Apparently, Barabanov absorbed the toxicity of Sabadash, so you can forget about easy credit money. @banksta
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VTB launches a full-fledged online bank in Telegram. Customers will be able to use the usual financial services through the bank’s chatbot right in the messenger. The service is available on all operating systems. The launch takes place in several stages. Already now, customers can view the balance of cards and accounts in VTB, transfer money through the SBP, replenish their mobile account. By the end of the year, all day-to-day banking services will be available. @banksta
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The US uses a secret system to track Americans’ bank transfers, writes the WSJ. The system, called TRAC, gives law enforcement access to more than 150 million money transfers directly, without a court order. At the same time, the program tracks transfers not only within the country, but also in more than 20 countries. At first the system was used to detect the activities of Mexican drug cartels, and now it is used to counter money laundering. Journalists note that the principles of TRAC violate the privacy of these people and the principles of the rule of law. @banksta
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Gazprom announced another reduction in gas transit through Ukraine: today, the volume of Russian gas supplies to Europe confirmed by the Ukrainian side has decreased by 23% to 25.1 million cubic meters. @banksta
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Brand Finance Global: Sber is recognized as the strongest financial brand in the world and the most valuable brand in Russia, as well as among the 200 most valuable brands on the planet and the top 20 most powerful brands. Even in the face of severe sanctions and a severe crisis, the bank was able to demonstrate strong financial results and maintain customer confidence. Such unique positions cannot be ignored by international rating agencies, which is why Sberbank again occupies a leading position in the most prestigious world ratings. @banksta
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Sberbank issued preferential mortgages for a record 1 trillion rubles in 2022. Nearly 250,000 people have improved their living conditions through mortgage programs, Domclick reports. “Sberbank issues the largest volumes of mortgages in the country, including preferential ones. So last year, a quarter of a million of our clients took out preferential mortgages for a record amount of 1 trillion rubles. And since this year, the state has made the conditions for a number of such programs even more attractive. “State support” has been extended until July 1, 2024, and “Family mortgage” now applies to families with two or more children under 18,” said Kirill Tsarev, First Deputy Chairman of the Board of Sberbank. @banksta
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In Moscow, sales of apartments in new buildings worth 900 thousand rubles. for 1 sq. m and above for 2022 decreased by more than half. This segment was the most affected by the crisis, the most disastrous months were May, June and December. @banksta
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In recent weeks, attempts to deceive car owners who have handed over their cars for repairs have become more frequent, they have been recorded in the Union of Car Services of Russia. Fraudsters trick customers into getting their phone numbers and convince them to pay a surcharge for unexpected expenses. Attackers are taking advantage of the general anxiety of citizens about problems with the supply of parts and the rise in the cost of repairing cars, experts say. @banksta
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Russian gold mining companies have successfully redirected metal exports to Asia amid sanctions, albeit with rising costs, follows from the January review of Kept. Reorientation of exports contributes to the record demand for gold from the world’s central banks. At the same time, Kept notes that Russian producers retain the possibility of deliveries to unfriendly countries due to the refining of gold at enterprises in Kazakhstan or the UAE, which have the status of good delivery. @banksta
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The EBRD expects record losses last year due to investments in assets in Russia and Belarus, the value of which before the start of the “special operation” was about $1 billion. @banksta
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The largest exhibition of foreign real estate will be held in Moscow. They plan to present real estate in the UAE, Turkey, Northern Cyprus, Bali, Montenegro, Georgia, Thailand. What awaits you: – More than 80 developers from 8 countries – More than 1,000 projects – More than 10,000 visitors – Top conference speakers – Opportunity to meet industry leaders personally – A platform for finding buyers – New contacts and partners, business connections ????Also you will have the opportunity to win one of several trips to Turkey for two if you subscribe to our channel The exhibition will be held on January 27-28 at the Main Stage, Moscow. Tickets via link
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The financial regulator of Kazakhstan, as part of an investigation into possible manipulation of bond prices, is studying transactions with bonds, which, among other things, were carried out by companies of Freedom Finance owner Timur Turlov, Bloomberg reports citing its own sources. The investigation focuses on last fall’s transactions in debt securities issued by the Kazakhstan Sustainability Fund (KFU), which is owned by the National Bank of Kazakhstan. The regulator is investigating transactions that could artificially lower the yield of CFU bonds (price support for these securities). @banksta
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Andriy Kobolev, the former head of the board of Naftogaz Ukrainy, has been charged with embezzlement in connection with the fact that he unjustifiably issued himself a bonus of $10 million, issued as a reward for a positive decision for the Ukrainian side in a lawsuit with Gazprom. @banksta
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The topic of confiscation of the property of the departed Russians is not discussed in the Kremlin, said the press secretary of the President, Peskov. Earlier, this idea was proposed by elected deputies of the State Duma. @banksta
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According to Bloomberg, crypto-lending company Genesis will file for bankruptcy in the coming days – the Winklevoss brothers’ Gemini Earn clients have been scammed. A scandal has brewed between Gemini and the Digital Currency Group: 340,000 users of the Winklevoss exchange are still sitting without payments under the Earn program. On November 16, 2022, DCG-owned lending company Genesis suspended financial operations after the collapse of FTX, leaving Gemini customers among others without payments – creating a debt of $ 900 million.
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Russians began to take installment plans 10 times more often than in 2021. We are talking about services for buying shares, they are provided by large banks and marketplaces. During the year, citizens spent more than 10 billion rubles on such purchases. Earlier, the Central Bank decided to close a loophole for banks that have learned to disguise loans as part purchase services. Using this service, the client makes a purchase on credit, but does not have the protection that a bank or MFI borrower has. The client is not given complete information about all the terms of the contract, the cost of the installment plan and the amount of a possible overpayment. @banksta
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Banksters dominate the latest ranking of the best IT employers according to the main technology portal Habr. At the end of 2022, MKB was added to the top ten among the already familiar names. Also among the best was Gazprombank, which left behind Yandex and entered the top 3 banks offering the coolest working conditions for IT specialists. @banksta
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By the end of this winter, European underground natural gas storage will still be 50% full, analysts at Bloomberg predict. The EU will easily replenish stocks. @banksta
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The Russian government spent a record-breaking amount from the National Wealth Fund to flatten the federal budget. In December, the fund’s liquid assets fell by $37.3 billion, and the currencies of countries declared “unfriendly” by the Russian authorities were almost completely spent. The total size of the fund has decreased to 148.35 billion dollars, or 10.43 trillion rubles. @banksta
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VEB disclosed the profitability of the pension savings of “silent people” in 2022. Last year, the yield on pension savings managed by VEB was 9.7%. She did not outstrip inflation. @banksta
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Banksters Tochka was one of the first banks in Russia to launch foreign exchange transactions with the Serbian dinar Now Tochka Bank customers can open an account and pay with counterparties from Serbia in their national currency. The point sends payments to any banks in Serbia without limits on the amount. In addition to the dinar, the bank launched accounts and transfers in Armenian drams, one of the most popular currencies for entrepreneurs since 2022. This is good news for business: some Russian businessmen now work from Armenia, and Serbia is one of the windows to Europe, a hub for purchasing European goods. Maintenance of a currency account at the Point is free, payment is only for the tariff plan. Payment fees are calculated depending on the tariff plan. Earlier, Tochka launched foreign exchange operations in tenge, lira, yuan and dollars for settlements with Chinese partners.
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The price of AI-92 at SPbMTSB fell to a minimum over the past seven years. As a result of trading on January 19, the price for 92nd gasoline fell to 33,967 rubles per ton according to the national index. Stock prices were at such a low level in 2016. @banksta
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After Tinkoff Bank refused to pay interest to customers on the balance without a subscription, its competitors began to actively lure customers with better conditions on their cards. For example, Sovcombank charges all holders of the Halva card 6% on the balance, regardless of the connection of additional services. And all new customers who subscribe to the “Halva.Ten” subscription will already be charged 12% on the balance of their own funds. And if the whole next year you actively use the card and make at least 5 purchases in the amount of 10,000 rubles. per month, then at the end of the year the bank will return the cost of the subscription! @banksta
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Almost all EU countries will get rid of energy resources from Russia before the end of the year, said EU High Representative for Foreign Affairs Josep Borrell. @banksta
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The US Treasury is using “emergency measures” to avoid a default, which include suspending contributions to state health and social insurance funds. “The period during which emergency measures may be in place is subject to significant uncertainty, including problems with forecasting payments by the US government several months in advance … I urge Congress to act immediately to protect the credibility of the United States,” US Treasury Secretary Janet Yellen said in a letter. @banksta
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The Ministry of Finance will allocate more than 150 billion rubles to increase the amount of social benefits by 11.9%. The indexation will cover more than 40 social support measures, including monthly child care allowances, payments to veterans and maternity capital. @banksta
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We pay money for COINS ???? What is it like? We launched a game in the Alfa-Online mobile bank – you spin coins, and we pay money for it. In total, 1000 coins for a million rubles were hidden ???? How to find them? Just open Alfa-Online every day on any smartphone – you don’t even need to go to the mobile bank. Channel editor: 2019 – mining bitcoins, 2023 – spinning coins in Alfa-Online ???? @alfabank
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Alfa increased its retail loan portfolio by 25 percent in 2022 to over RUB 1.5 trillion. The emphasis was placed on the qualitative diversification of the lending business: for example, we launched car loans and a loan secured by existing housing. In order to accelerate the growth of the lending business, banksters have introduced technological tools, including those based on advanced analytics. @banksta
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VTB launches a change in the management of Otkritie Bank. Mikhail Motorin, General Director of NPF Otkritie, is leaving his position as the first sign. Maxim Filatov, the current chairman of the board of Severgazbank, will take his place. VTB closed the deal to buy FC Otkritie at the end of December 2022. In addition to the credit institution itself, VTB got two more large assets that are part of the group of the acquired bank – the insurance company (IC) Rosgosstrakh and NPF Otkritie. @banksta
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The number of the highest paid banksters in the EU with an annual salary of over €1 million in 2021 amounted to almost 2,000 people – a record since the collection of such data. At the same time, in 2021, the number of millionaire banksters grew by more than 40%. @banksta
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Investments in Russian real estate in 2022 amounted to almost half a trillion rubles – this is the maximum in 20 years. The leader in investments was residential real estate – it accounted for 45%. @banksta