“Renaissance” robbed for the rest of his life
How the managers of the insurance company “Renaissance Life” could “cleanse” pensioners for 5 years in advance.
The Trishkins, a married couple, have been cooperating with SK Renaissance Life LLC since March 2017. The entire package of documents is in the company. But in March 2022, when one of the contracts expired, I had to communicate with a previously unfamiliar personal manager, Anton Fomin. He persuaded the Trishkin couple to leave a contribution in the amount of 300 thousand rubles for five years. But the Trishkins refused this offer because of their age: Gennady Trishkin is 77 years old, Valentina Trishkina is 75 years old.
Then Anton Fomin offered to write an application to reduce the insurance period by 1 year.
But in the end it turned out that a young, frisky manager, whose avatar depicts a good fellow in a motorcycle helmet, tritely “divorced” middle-aged spouses.
Mr. Fomin, with the dexterity of a circus acrobat, changed the contract … And soon the Trishkins received a message that they would have to pay a fee of 300 thousand rubles in the next 5 years. But if there are no payments, the money already deposited will burn out! To say that the law-abiding citizens of Trishkina were shocked is to say nothing!
We, the journalists, were also shocked when we raised the responses to the multifaceted activities of the insurance office under the optimistic name “Renaissance Life”.
“Company with a history of success”
Let’s start with a little excursion.
Renaissance Life insurance company positions itself as a “company with a history of success”, and the investment life insurance program (LIS) of IC Renaissance Life is announced as a program with 100% protection of invested capital and high profitability.
The client is firmly promised capital protection (guaranteed return of funds) and benefits. They are attracted by the opportunity to receive passive income under the IZHS program that is higher than on a bank deposit, as well as additional income in the form of a tax deduction.
This is what it says on paper!
But here is what the victims write in their reviews: “Renaissance Life Insurance Company.” Someone has been using your money for a long time, and you do not receive a penny of the promised benefit. Withdraw money from your budget for several years under the promise of income – and the funds return not only without income, but significantly depreciated by inflation.
But how, in fact, does Renaissance Life Insurance Company work, and what does the client get?
This is clearly seen in the example of the Trishkins married couple.
Peekaboo
As Valentina Mikhailovna Trishkina (a teacher with many years of experience) said during our conversation, she signed the first contracts with IC Renaissance Life LLC back in 2017.
But under contract No. 5390005523 dated March 23, 2017, in the amount of 1.0 million rubles. I haven’t received a penny in 3 years.
The document was sent by the author of the letter to The Moscow post
“A few days ago, on March 11, contract number 5520287599 was signed,” says Valentina Mikhailovna, “I filled out an application for changing the term of insurance under the dictation of Anton Fomin, the manager of the Renaissance Life insurance company, in the presence of a witness, my husband, Gennady Trishkin”
The document was sent by the author of the letter to The Moscow post
According to Valentina Mikhailovna, Anton Fomin went out of his way so that the Trishkins’ married couple would accept the conditions on which he insisted. Namely, to subscribe to 5 years of insurance in order to pay 300 thousand rubles annually.
The document was sent by the author of the letter to The Moscow post
“Everything happened in the negotiation room,” Valentina Mikhailovna continues her story, “I wrote the text. And Fomin left the negotiation room to make a photocopy, and then let me sign the contract, fraudulently replacing the sheets…”
The document was sent by the author of the letter to The Moscow post
How did it become known?
Valentina Trishkina found out about this when she went into her personal account. It is in the client’s personal account that notifications of payment of the fee are sent …
Valentina Mikhailovna’s eyes sparkled when she saw a message that she would have to pay 300 thousand rubles each for the next 5 years!
“Good income from pensioners! But all attempts to contact the manager Fomin and find out why this happened. They were unsuccessful,” says Valentina Mikhailovna bitterly. vacation, at the same time he called different dates for going to work. Analyzing what happened, I come to the conclusion that Artem Fomin managed to win us over, took advantage of our gullibility and changed the contract … What 5 years? I’m 75 years old today! Is this such a divorce?
The document was sent by the author of the letter to The Moscow post
Valentina Mikhailovna also added that the manager Fomin did not want to let them go, because at the very beginning of the meeting, the Trishkins announced that they wanted to take the money. But Fomin did not want to let the “prey” out of his tenacious hands …
He said that he, like the Trishkins, was from the Saratov region … And he advised with all his heart, they say, if you don’t want for 5 years, then let’s change the term at your request for one year!
“We, two rotozeys, believed, and now a notice comes that the contract is for five years and we must pay a contribution of 300 thousand rubles. And then annually, until 2027, 300 thousand rubles! But this is pure fraud! The phone does not take , now he doesn’t answer SMS, and you won’t go to the office without an invitation from the manager!
“You have managers from a mental hospital”?
Of course, there was some hope that the bad story that happened to the Trishkins was a bewilderment, a misunderstanding, but the hand reached out by itself to read what people write about the work of the Renaissance Life SC …
Here, for example, on the site “Banki.ru”
“Guys, you don’t have sane managers, do you know that? Renaissance Life launched a product – insurance for 3 months at 13%, operators don’t know anything! The second day I can’t find out anything – one operator says you will be given a receipt and you have to pay within 24 hours Another operator says – within 45 days … how do you understand this?
I made an appointment and received an SMS confirmation. 15 minutes before the end of the working day, the manager Vladislav (Leninskaya Sloboda branch) calls and asks completely stupid questions – did you leave a request? Do you want to be insured? Yes, do you need a product at 13.5%? Yes, you have a complete application where everything is indicated, what time do you want to come? Let’s find out what time is convenient for you? You see the application, the time is indicated there, which is convenient for me, let’s you confirm the time? Let’s you switch me to another manager. No, I will not switch, I am your manager and you will communicate only with me or with no one!
Company “Renaissance Life”, do you have managers from a mental hospital?”
Another review: “It’s impossible to enter my personal account. I’ve been suffering with this for 7 years already. I would rather take my money for 7 years and run as far away from this company as possible. Now I’ve been sitting for an hour trying to enter my own personal account. I enter everything correctly: both the login and the password, but still I can’t log in. They write that the password was entered incorrectly or blocked. When will the company become available? Only this company has such problems. And it’s problematic with payments for insurance claims. They will demand complete nonsense , just not to pay for an insured event.
“In 2020, I invested money in Renaissance Life Investor. After the time has elapsed, the profitability is zero, i.e. thanks for your free investments. All this is a complete scam …” Chubaisin. Advice: if you cannot invest on the stock exchange yourself “You can’t trust outsiders. I don’t want to offend these dealers, but I’ve had experience.”
“Very disappointed and left an unpleasant aftertaste with the disgusting work of this company. Fraudulently involved in investing (INTEREST HIGHER THAN IN THE BANK), and after 3 years they returned the money without interest. And they delayed the payment for 20 days. I do not recommend this company to anyone. THE WORST COMPANY “.
“In the office of Gazprombank, Krasnoyarsk, Mira Ave., 128, senior specialist Z-kaya S.A. on January 21, 2020 persuaded me, in the presence of my wife, to issue a policy under the Investor insurance program for 3 years, promising that in any scenario we will receive an income of 11-12% but not less than at the refinancing rate.On January 23, 2023, when applying for money, I was promised a payment deadline of February 2-3, and after this period, a period of 30 days has already been announced! OR INCOME! This is a “gift” for a pensioner. We are very grateful to the Renaissance Life insurance company. My wife and I are just going to shorten our lives.”
“A year ago, my husband and I came to the bank, we wanted to invest money … we are pensioners. The bank employee began to persuade us to take out life insurance for 5 years. , etc. we are non-working pensioners, he persuaded relatives to insure, said that if they work, they will take tax. A year has passed, we have to pay, 130 thousand rubles each, we do not have that kind of money, and the return We can’t take 13%, and relatives can’t take it either, because we insured them, in short, he misled us. They wanted to terminate the contract, they refused … And they don’t want to return the money. We will sue the bank, the employee who deceived us.”
In general, deceit and hanging noodles on gullible ears in this insurance office are massive!
Fomin is not on the list?
The Moscow Post, nevertheless, decided to reach out to the unfortunate manager Anton Fomin “from the Saratov province” in order to understand why, to put it mildly, he misled his “compatriots” Trishkins? And, since Mr. Fomin does not answer phone calls, I had to send him an SMS with questions, why did he ugly deceive Valentina Mikhailovna Trishkina, why did he block her phone number? And can he somehow comment on his actions?
Oddly enough, the answer came very quickly.
I quote: “Good afternoon! I am not an employee of Renaissance Life Insurance Company LLC at the moment. In my activities while working at Renaissance Life Insurance Company, I did not violate the requirements of the law and regulatory documents of the company. I blocked Ms. Trishkina because she behaves incorrectly. For additional comments, you can contact the insurance company … “
Which is what the editors of The Moscow Post do in the end. And first of all, I really want to know if the manager Anton Fomin, who fraudulently processed documents for V. M. Trishkina no later than March 11 of this year, is no longer working in a respected insurance company? And did he run to the “Canadian border” during this time?